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NEW QUESTION: 1
A. Option A
B. Option D
C. Option B
D. Option C
Answer: D
NEW QUESTION: 2
The traffic guidance screen is divided into full dot matrix guidance screen and composite guidance screen.
A. TRUE
B. FALSE
Answer: A
NEW QUESTION: 3
During the risk assessment process for a traditional indemnity group insurance health plan, group underwriters consider such characteristics as a group's geographic location, the size and gender mix of the group, and the level of participation in the group:
A. All of the above
B. The morbidity rate for males is higher than the morbidity rate for females.
C. Healthcare costs are typically higher in rural areas than in large urban areas.
D. The larger the group, the more likely it is that the group will experience losses similar to the average rate of loss that was predicted.
Answer: D
NEW QUESTION: 4
Ms. Pye has quit her job to become a full-time mother and wants to roll over the funds from her 401(k)
plan into an IRA. As her financial adviser, you should tell her that:
A. both B and C.
B. if she opts to take possession of the funds herself prior to depositing them in the IRA account, she must
make the deposit within 30 days to avoid a 10% penalty.
C. if she has the funds transferred directly from her 401(k) plan to the IRA, she will avoid having 20%
withheld.
D. this is unwise since she will have to pay both taxes and a penalty on the funds that are rolled over.
Answer: C
Explanation:
If Ms. Pye wants to rollover the funds from her 401(k) plan into an IRA, you should tell her
that if she has the funds transferred directly from her 401(k) plan to the IRA, she will avoid having 20%
withheld. She will not have to pay either taxes or a penalty on the funds that are rolled over if she follows
specified guidelines, and if she opts to take possession of the funds herself prior to depositing them in the
IRA account, she has 60 days in which to do so before a 10% penalty is assessed.