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NEW QUESTION: 1
Brian is single and 32 years old. He is employed as a buyer for a large sporting goods retail chain and participates in an employer-matched 401(k) plan. He remembers hearing about the benefits of passively managed portfolios in a college investments course he took. Therefore, he is directing 100% of his 401(k) monies into an S&P 500 Index fund. He has also been investing all of his discretionary income into a regular account with the same S&P 500 Index fund. Brian's goal is to retire no later than his 55th birthday.
Is this the best investment strategy for him?
A. Both A and B are reasons that Brian's strategy is the best strategy for him.
B. Yes. Because index funds are passively managed, they don't have as high a turnover rate, and lower turnover rates result in lower tax bills for the investor. Brian gets diversification and a lower tax bill.
C. No. The S&P 500 Index consists only of large, domestic stocks, so Brian isn't as diversified as he could be, and his investments may not grow fast enough for him to retire on his 55th birthday.
D. Yes. He is investing in a diversified portfolio of stocks that is passively managed, so he isn't having to pay big management fees.
Answer: C
Explanation:
Explanation/Reference:
Explanation: No, investing all of his retirement savings and all his discretionary income into the same S&P
500 Index fund is not the best strategy for Brian because the S&P 500 Index consists only of large domestic stocks, so Brian isn't as diversified as he could be, and his investments may not grow fast enough for him to retire on his 55th birthday. Although the S&P 500 Index fund is passively managed, which results in lower management fees and lower tax bills, Brian could spread his money among other index funds that offer these same benefits as well. For example, he could invest in a small cap index fund, a mid-cap index fund, and even a foreign stock index fund, such as an EAFE Index fund. This would give him even more diversification potential, and since the stocks in which these funds invest are a bit riskier, the funds offer a higher expected return, which should advance him toward his retirement goal more quickly. Brian's investment horizon is sufficiently long for him to be able to handle the risk. Furthermore, investing all of one's money in a single fund-even a single S&P 500 Index fund-isn't the best strategy, especially if one has a lot of money to invest as Brian does. Not all S&P 500 Index funds perform equally well.
NEW QUESTION: 2
Ruby Manufacturing beschäftigt 30 Vertriebsmitarbeiter, die SAP Business One auf ähnliche Weise einsetzen werden. Wie lassen sich allgemeine Autorisierungsberechtigungen für die von diesen Mitarbeitern benötigten Funktionen am effizientesten entwerfen?
Bitte wählen Sie die richtige Antwort.
A. Erstellen Sie eine Liste der Module und Funktionen, die einer der Mitarbeiter verwenden muss. Weisen Sie dieser Liste allgemeine Berechtigungen zu, und kopieren Sie die Berechtigungen auf die anderen Benutzer.
B. Definieren Sie die allgemeinen Berechtigungen, die für die Rolle benötigt werden, und legen Sie diese Rolle in den Benutzerkonten für die Vertriebsmitarbeiter als Standard fest
C. Definieren Sie die Mitarbeiter in SAP Business One als Vertriebsmitarbeiter / Einkäufer. Sie erhalten automatisch die gleichen allgemeinen Berechtigungen.
D. Weisen Sie den Vertriebsmitarbeitern eingeschränkte CRM-Lizenztypen zu. Dadurch werden automatisch die allgemeinen Berechtigungen für Vertriebsmitarbeiter festgelegt.
Answer: A
NEW QUESTION: 3
Stephanie in accounting and Chuck in marketing need access to the same directory named acct_ analysis. Stephanie is in a group named acct while Chuck is in a group named mktg. The information for the directory is as follows:
Which statements are true about this scenario? (Select two)
A. Chuck already has access to the directory
B. Stephanie is the owner of the directory
C. The directory is writeable by the mktg group
D. The directory is world readable
E. Chuck needs to be added to the acct group to gain access to the directory
Answer: A,B