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NEW QUESTION: 1
A tight monetary policy is frequently cited as an important policy instrument for fighting inflation. Keynesian n:mists believe that one of the possible undesirable side effects of such a policy is:
A. Reduced business investment due to lower interest rates.
B. Reduced business investment due to higher interest rates.
C. Increased business investment because of reduced confidence in business.
D. Increased business investment due to decreased government spending.
Answer: B
Explanation:
A tight monetary policy means that little money is available for borrowing. When supply is reduced, the price increases. Thus, interest rates are increased when the money supply contracts. Because of high interest rates, the cost of investment is increased and investment is discouraged.

NEW QUESTION: 2
HiTop Investments main office is located in the state of Colorado. A registered representative of the firm sent out an e-mail to his clients, some of whom reside in other states, promoting the firm's Colorado Municipal Bond Fund, which invests exclusively in bonds offered by the state and local governments of Colorado. In the e-mail, the representative states, "These bonds provide income that is free from both federal and state taxes and may also be free from local taxation, if any exists." Is this e-mail in violation of any securities' laws?
A. No. Since the fund invests exclusively in bonds offered by the state and local governments of Colorado, the representative's statement contains no misstatement of fact.
B. Yes. A fund that invests only in bonds offered by state and local governments of one state may not be sold to investors who reside in other states.
C. Yes. Advertisements referring to a specific fund may not be distributed by electronic means.
D. Yes. The representative's statement that the" bonds provide income that is free from both federal and state taxes and may also be free from local taxation, if any exists," is untrue.
Answer: D
Explanation:
Explanation/Reference:
Explanation: Yes, the e-mail is in violation of the Securities Act of 1933 because the representative's statement that the "bonds provide income that is free from both federal and state taxes and may also be free from local taxation, if any exists," is an untrue statement of a material fact. Although the income will be free from federal taxation, residents of states other than Colorado will likely be required to pay state and local income taxes on the interest earned. It is not illegal to sell municipal bonds to investors in other states or to distribute advertisements by electronic means.

NEW QUESTION: 3
다음 중 전자 자금 이체 EFT 시스템을 사용할 때 더 높은 위험은 무엇입니까?
A. 무단 액세스 및 활동.
B. 부적절한 변경 관리 절차.
C. 온라인 편집 검사가 충분하지 않습니다.
D. 부적절한 불량 및 재난 복구 절차.
Answer: A
Explanation:
Unauthorized access to money transfer activities or data is an inherent and unique risk of EFT systems. An unauthorized person may attempt to read, alter, or delete information in data files or to enter authorized fund transfers. Hence, in the financial services industry, protection of confidential customer transactions is especially important. Moreover, unauthorized transfers subject a financial institution to a direct risk of serious loss.

NEW QUESTION: 4

A. Option A
B. Option C
C. Option D
D. Option B
Answer: C